Grandparents and Saving for Grandchildren: Tax-Efficient Ways to Help
Grandparents are often keen to help financially, but the most tax-efficient way to do it depends on whether the priority is minimising your own Inheritance…
Marsha Marcus-Kennedy
September 29th 2026
What Happens to a Junior ISA or Junior SIPP When Your Child Turns 18?
Both a Junior ISA and a Junior SIPP undergo a specific transition when a child turns 18 - but the two accounts behave very differently, and understanding…
Marsha Marcus-Kennedy
September 27th 2026
Setting Up a Junior SIPP: Why Starting at Birth Makes Such a Big Difference
We've covered the mechanics of Junior SIPPs in detail in our Pensions series - this article focuses specifically on why the timing of when you start…
Marsha Marcus-Kennedy
September 25th 2026
Junior ISA vs Junior SIPP: Which Should You Prioritise for Your Child?
We've covered Junior ISAs and Junior SIPPs separately elsewhere in this content library - this article looks directly at which one deserves priority if you…
Marsha Marcus-Kennedy
September 23rd 2026
Child Trust Funds: What to Do If Your Child Still Has One
If your child was born between September 2002 and January 2011, they may well have a Child Trust Fund - a now-discontinued account type that's often…
Marsha Marcus-Kennedy
September 21st 2026
The Sure Start Maternity Grant and Other Financial Help for New Parents
New parents are often so consumed by the immediate demands of a new baby that available financial support goes unclaimed simply because nobody had time to…
Marsha Marcus-Kennedy
September 19th 2026
Child Benefit Explained: Rates, the High Income Charge, and Why You Should Still Claim It
Some higher-earning families don't bother claiming Child Benefit at all, assuming they'll simply have to pay it all back. This is one of the most costly…
Marsha Marcus-Kennedy
September 17th 2026
First Jobs and Payslips: What Teenagers (and Parents) Need to Know About Tax
A first payslip is often a teenager's first genuine encounter with the gap between what they've earned and what actually lands in their bank account - and…
Marsha Marcus-Kennedy
September 15th 2026
Teaching Teenagers About Credit, Debt and Their First Bank Card
A teenager's first bank card is often their first genuine exposure to spending money that isn't physically in their hand - and the concepts of credit,…
Marsha Marcus-Kennedy
September 13th 2026
Teaching Kids About Money: Age-by-Age Practical Ideas That Actually Work
Financial habits and attitudes form earlier than most parents expect - research consistently suggests many core money habits are established by around age…
Marsha Marcus-Kennedy
September 11th 2026
Should You Give Your Child an Allowance Tied to Chores? The Pros and Cons
One of the most debated questions in family financial education: should pocket money be unconditional, or earned through specific chores? Both approaches…
Marsha Marcus-Kennedy
September 9th 2026
Pocket Money in the UK: What's 'Normal' and How to Structure It
There's no official rule for how much pocket money a UK child should get, but current survey data gives a genuinely useful benchmark - and how you…
Marsha Marcus-Kennedy
September 7th 2026
Children's Bank Accounts Explained: Which Type Suits Which Age
UK children's bank accounts vary considerably by age range and level of independence offered - understanding which type actually suits your child's age and…
Marsha Marcus-Kennedy
September 5th 2026
How Much Does It Cost to Raise a Child to 18 in the UK?
The headline figures for raising a child in the UK vary considerably depending on which study and methodology you look at - from around £150,000 to well…
Marsha Marcus-Kennedy
September 3rd 2026